http://nclawlife.com/2009/08/25/first-provisions-of-credit-card-reform-act-start/ Tue, 08 May 2012 14:54:16 +0000 hourly 1 http://wordpress.org/?v=3.1.3 http://nclawlife.com/2009/08/25/first-provisions-of-credit-card-reform-act-start/comment-page-1/#comment-317 Jamaul Wed, 23 Sep 2009 13:45:29 +0000 http://nclawlife.com/?p=416#comment-317 Why can't the reform include a change in the fact that if you close a credit card account it will lower your credit score. Many credit card companies are no longer affraid of consumers closing accounts because they know it will lower credit scores. I paid off one credit card because they were going to raise the rates to 20%, but they refused to take the yearly fee away. The just kept saying that I could close the account if I didn't want a yearly fee. Why can’t the reform include a change in the fact that if you close a credit card account it will lower your credit score. Many credit card companies are no longer affraid of consumers closing accounts because they know it will lower credit scores. I paid off one credit card because they were going to raise the rates to 20%, but they refused to take the yearly fee away. The just kept saying that I could close the account if I didn’t want a yearly fee.

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